• Hi. It’s great to see you. Welcome!

    Our forum members are people, maybe like yourself, who experience mental health difficulties or who have had them at some point in their life. Amongst our membership there is a wealth of expertise that has been developed through having to deal with mental health issues.

    We are an actively moderated forum with a team of experienced moderators. We also have a specialist safety team that works extra hard to keep the forum safe for visitors and members.

    Register now to access many more features and forums!

victim of identity fraud again

R

ramboghettouk

Well-known member
Founding Member
Joined
Jan 7, 2008
Messages
15,202
Location
london
got a letter from tesco mobile saying i'd entered into a contract with them for a mobile, looked at bank account theres one for sky mobile as well, they've set up direct debits

spoke to bank they stopped the payment to tesco but the sky one went through, phoned both sky today, said they'd checked and it was fraud, i asked if i could have my money back they said to phone the bank, too tired at the moment after all the phoning yesterday

about 6 months ago i was the victim of phishing an e mail arrived apparently from virgin my then e mail supplier asking for bank details, i gave them phoned virgin who said it was fraud phoned the bank who put a block on the card but they had my sort code account no and dob, they only now have used it if it is them

the bank have stopped my card again, so i can't do a sainsbury on line delivery, it's hard carrying beer and fruit juice on the bus

wonder if i'm seen as vulnerable and an easy touch by fraudsters because of my internet footprint, seems i'm not paranoid enough
 
daffy

daffy

Well-known member
Moderator
Founding Member
Joined
Dec 16, 2007
Messages
5,770
Location
hiding behind the sofa
Sorry about that Rambo. Has anyone been on the phone to you asking for information or pretending to be a bank cos it’s a bit worrying that they know your details. I hope you get your money back
 
J

Jules5

Well-known member
Joined
Jan 27, 2019
Messages
1,523
Location
Florida
Rambo I have just been defrauded with bank card it I know it is from a internet purchase. I got on a website the other day and next thing you know people are calling me how they got my phone number is it is embedded in my internet somewhere. How clever people are getting now a days. This is way to much for me to handle. I love buying things online but for some reason people get my information. I am glad you were able to stop them. Still such a heart ache. So sorry. We had to cancel are cards and wait for new ones to come in. So do I try making purchases online again. I started using the disposal cards with no name attached hope this works. God Bless Jules
 
daffy

daffy

Well-known member
Moderator
Founding Member
Joined
Dec 16, 2007
Messages
5,770
Location
hiding behind the sofa
I was told not to use my debit card online cos you can’t always get your money back so you are safer using a credit card (as long as you pay it off) then if a fraud is done on your account your credit card will refund you. Whenever I’ve made a big purchase like holidays or furniture I always use my credit card, but more for safety if the product is faulty.
 
R

ramboghettouk

Well-known member
Founding Member
Joined
Jan 7, 2008
Messages
15,202
Location
london
i don't have a credit card, a support worker when i had one advised against it and i would be worried about debt also if they nick your credit card details it's easier i think to use fir nefarious purposes
 
R

ramboghettouk

Well-known member
Founding Member
Joined
Jan 7, 2008
Messages
15,202
Location
london
anyway british gas said i wasn't credit worthy
 
daffy

daffy

Well-known member
Moderator
Founding Member
Joined
Dec 16, 2007
Messages
5,770
Location
hiding behind the sofa
If a credit are is stolen or cloned they will give you your money back. Ive just changed one of my accounts to credit card but ive put it to pay the full balance cos if i paid on my debit card it would have to be paid
 
R

ramboghettouk

Well-known member
Founding Member
Joined
Jan 7, 2008
Messages
15,202
Location
london
the only credit cards i've been offered when i looked are an invitation to debt, i'm not credit worthy
 
R

ramboghettouk

Well-known member
Founding Member
Joined
Jan 7, 2008
Messages
15,202
Location
london
phoned up a women friend when i mentioned it she said she was watching tv and would phone me back ,down went phone ,she obviously sees it as a major problem best avoided
 
LORD BURT

LORD BURT

Well-known member
Joined
Jul 8, 2013
Messages
30,453
Location
Mordor
I look like basil brush, and back in the 80s people would shout 'bang bang, thats a cracker' at me :sorry::cry::cry::cry::panic:
 
fazza

fazza

Well-known member
Joined
Jul 23, 2014
Messages
1,512
Location
U.K
one way to check if you have ever entered your details online company and then that company was hacked and your details stolen is to enter your email address here.
This site has a database of all companies that have had data breaches over the years. It will tell you the company that was breached and what information was stolen.


if you have used the same email and password for all of your logins then this is a big mistake and you should change them now
 
R

ramboghettouk

Well-known member
Founding Member
Joined
Jan 7, 2008
Messages
15,202
Location
london
i've used a ntlworld e mail adress as i've left virgin media for talk talk as it's cheaper and worse, that e mail adress will vanage after 90 days so i've changed to yahoo with everything, i alao use different passwords for different sites

don't teach your paranoid grandmother how to eat eggs
 
R

ramboghettouk

Well-known member
Founding Member
Joined
Jan 7, 2008
Messages
15,202
Location
london
pwned on 2 breeched sites according to that website details you have to pay, thats why i don;t like visiting the web sites, they give you a taster to get you interested then ask for money, clever american hard sell
 
Funnyday

Funnyday

Well-known member
Joined
Oct 15, 2016
Messages
508
I've been the victim of identity fraud. Someone took out a £10,000 loan in my name. I was contacted by the loan company asking why I hadn't made any payments. I just said to them that I never took a loan out with them. I said that it was identity fraud. After that, I never heard any more from them.
 
Top