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UC CHANGE

letmein

letmein

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Oct 10, 2016
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I have to claim UC from friday. it is making me so ill... the thought of six weeks without any cash...
 
daffy

daffy

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I cant believe they can get away with that, why cant they just keep paying the esa then adjust when UC is in place like theyve done with the DLA /PIP transfer
Sorry Letmein that i cant help you with this
 
R

ramboghettouk

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theres a lot of talk about loans to tide you over, trying to look on the bright side maybe it's easy to get one
 
letmein

letmein

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thanks

I can look at a loan but i am still paying one off...... i will look again tomorrow, today its too stressful..
 
Urban Hermit

Urban Hermit

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Jan 18, 2019
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The advance will help and it's easy to apply once you are all set up you can just do it all online, no interest and very small weekly repayments over the course of a whole year if it helps x
 
I

indigo6

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Jan 30, 2019
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It isnt 6 weeks- its 4 isnt it? the 2 weeks you would have had ESA and then another 2 that takes you to 4 weeks to then award the UC 1 month retrospectively. You can get an advance even if you already have something from them. You need to tell them that you never understood the process and you will be a bit short for the interim. Dont ask for too much though they wont give you anymore than you would have got if this hadnt happened. Perhaps go slightly under. You will be asked what its for...food and bills of course. It will then come off your future payments so yes it will sting.
It is wrong like. I mean youre suddenly penniless because they changed the payment arrangement. Its like if an employer paid you each week and then suddenly said hey no more weekly pay from this one, you have to wait a month from today. Bang.
Dont worry too much...they see it all the time.
 
Tawny

Tawny

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I am going to have this next year in my area and also am being reviewed again so that will change me over. I don't know much about the process but think i will be on quite less money. I am support group esa £220 per fortnight i think it will be less on UC. I have saved for the change over but my housing benefit, i don't know how that will all work. I think eviction is not going to happen so will just let it all happen and spend as little as possible. They are luckily all more experienced with the change over now so they know what they are doing, even if we don't understand it all.

Let them tell you what to do and let everything happen as it will. Try not to worry, let it all happen and keep getting through the days. Tell them your direct debits and basic bills, or everyone will have to wait for their money, it is common for people to miss a month sometimes. I just missed a month of my gas and lec bill and it was fine. They have a financial problems team in most companies and my housing assoc has one also. If you say you are disabled then you can get some help with things.
 
R

ramboghettouk

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phoned up the jesus guy who works for the local church doing good deeds, he says they're moving out of london because they can't afford to live here, i said tell me about it, remember the alcoholic neighbour taking a bucket full of loose change, begged by him and his friends, to a bank in kilburn to have it turned into bank notes, in sainsburys today i noticed they've now got a specialist machine for that
 
Tawny

Tawny

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Maybe i should start begging. I could always dig out my violin and play Christmas songs in town, make some cash. I would feel too guilty fleecing pensioners. If someone asks me for money now, i tell them they are probably on the same as me. I say i get ESA too and they look at me with a smirk.
 
R

ramboghettouk

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in london you need a license to busk, begging has me thinking of it
 
Tawny

Tawny

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I'm glad a license is needed.
 
letmein

letmein

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Oct 10, 2016
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well I applied online after abit of a false start.. I had a phone call from the council to follow up. Already in arrears with my rent but they seem OK for now. I will make a payment when i sell some things..

I'm ot sure i can face all of this, i feel so isolated and alone.
 
Tawny

Tawny

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Housing benefit is probably fine as they understand the problems with the changeover. Have you spoke to the housing benefit department? They have a financial difficulties team where i live and it mentions UC and they can help with all of that. I am due to go through that soon so have saved money for three months of rent and bills, hopefully i won't need to use it.
 
R

ramboghettouk

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i've got my savings trouble is if they go and like my ex you need a new cooker but haven't the money, there again you have to declare savings i think and they may say as theres savings theres no hurry to process the claim
 
Tawny

Tawny

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My gas and lec company allows you to apply to a fund for white goods if on certain benefits. I also get a credit annually as on benefits. It would be bad to lose benefits because then you lose all of these other schemes, unless they are for low income generally. There is so much tied up to the money.
 
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