Travel Insurance Which Covers Bipolar Disorder ??

[Karen Jane]

Hi I am travelling to Florida next Wednesday I have contacted a multitude of Insurance Companies and am turned down again and again and again. Can anyone help?? Have you managed to get a policy which covers Bipolar Disorder ? If you have could you PLEASE reply telling me which company x

 

[TOONAFISH]

http://www.mind.org.uk/help/social_factors/money_services_explained/insurance#Travel

hope this helps

wasnt sure if you wanted general cover or cover for an episode of bi polar

let me know how you get on as i would like to get cover for bipolar

 

[TOONAFISH]

http://www.free-spirit.com/

these cover manic depression they call it. it cost me 50 quid to get 1 week cover to europe.in july

 

[Karen Jane]

Thankyou so much for your suggestions. I need insurance that specifically covers Bipolar Disorder. I went to Florida 3 years ago and was hospitalised due to full blown mania with major psychotic features. Foolishly I thought that general cover did cover everything but it didn't and it cost me roughly £6000 OUCH !!! I have contacted Free Spirit and they have quoted £517 which was better than Allclear who quoted £2195. Will carry on with the mind.org suggested insurers and will let you know how I get on

 

[TOONAFISH]

hi

im just wondering, do you think travelling to florida was what sparked your episode? or were you feeling a bit high/ low before you went?

i only ask as it was my husband and i's dream to travel america once the kids were grown up a bit.

when i had my first manic episode last year they told me to be careful of travelling abroad eg time zones it has totally freaked me out as i cant put it out of my head

 

[suzy]

whats going on here i posted about this not long ago, I have had to pay £89 extra when I see I could have got it cheaper!


Never mind I made my parents pay it anyway as I said I wasn't going to. I mean I have been stable for years going to sun is not going to make me go lala

 

[Karen Jane]

Hi travelling to Florida was definately not the problem as I have visited before and after that episode. I got insurance last year from a company named Orbis who will not insure this time although nothing has changed since I declared Bipolar on that occasion. My problem in hindsight was caused by my psychiatrist I had been depressed and just over a month prior to departure I told him that I wasn't going to go with my husband and 2 boys even though we would have lost my fare etc. He said he was going to ensure that I had a great time and started me on Efexor 75mg then he doubled it a fortnight later to 150mg and then doubled it again the week that I was due to depart sending me off to America on Efexor at 300mg!!! whilst continuing Lamotrogine and Seroquel - I did not know that Efexorl could cause a manic switch and trusted him completely I was basically a walking time bomb that well and truly exploded

 

[Karen Jane]

Suzy sorry new to forum - could you tell me the link to your thread please. Call me thick but are you saying that your insurance was £89 more than my quote?

 

[suzy]

no it was £12 basic insurance then the £89 excess to cover bipolar (more than insurance)


In reply to Karen I can't believe he put you on effexor! When I was researching drugs and mentioned that to my psyc she said that is one to steer clear of for bipolar as it can induce a high. I just can't believe your psyc put you on that, he should have known it can increase serotonin too much.

 

[Karen Jane]

Travel Insurance SORTED

Am Posting this thread as a reference for anyone who has or may have in the future problems getting travel insurance whilst declaring Bipolar Disorder. I declared that I had been sectioned involuntarily once in the past 2 years and that I get psychotic when manic. The latter being the problem eg. Orbis (who insured with full cover on my last trip to Florida - no claims submitted during that trip on policy) would insure for £200 but when I said I could become psychotic they refused cover unless the condition was excluded.

Insurance companies that will insure me including Bipolar Disorder to travel to Florida for 36 days are Free Spirit £517.79, Flexicover Direct £520.63, Citybond £573.27, Travel Insurance Club £520.63 and Allclear £2195. MIA Insurance may have quoted if cover was for less than 30 days

 

[suzy]

That's loads of money!!!!! Oh my god but then I suppose if you are likely to go mad and go in hospital over there you need it

 

[paul_william]

hi karen ,

i think this serious case because very few company allow travel insurance to us and insured us with this kind of disorder. but i have one insurance company.i hope this will fulfil your needs...............
see this URL:- www.multitrip.com

 

[PinGNU]

hi karen ,

i think this serious case because very few company allow travel insurance to us and insured us with this kind of disorder. but i have one insurance company.i hope this will fulfil your needs...............
see this URL:- www.multitrip.com

I just had a quote from Morethan but I have not been sectioned for 4 years and I am just taking medication £116.00 using compare the market . Scary when I found companies would not even cover me considering I am a low risk.

 

[Marsha1]

Totally agree. I once took desvelxavine, an Australian cousin of effexor. It send me psychotic and manic and i had to spend a week involuntarily in an institution. However there may be other antidepressants taken in small doses and tolerated well by people. I personally have never been able to get a prescription for any