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Student loan discharge papers

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rigglandhudd

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Joined
Apr 21, 2019
Messages
83
Location
Virginia
My Dr filled out student loan discharge papers she put see notes for social interactions can this hurt my chances of getting approved
 
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rigglandhudd

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Joined
Apr 21, 2019
Messages
83
Location
Virginia
Thanks dr put can't remember,can't understand simple instructions,can't concentrate ,can't keep pace or workload for activities of daily living and residual function moderate mood disorder for disorder and strength and see notes for social limitations should I have good chance being approved disability discharge happy easter
 
Hopeful313

Hopeful313

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Jan 12, 2019
Messages
892
Location
Minnesota, USA
Hi @Gaitlinhill and welcome to the forum.

What they are looking for is how long you’ve had debilitating health issues and how long your doctor think you are going to have those issues.

If your mental health issues are going to persist for more than 5 years, you are guaranteed a full loan discharge.

I just turned in my doctor’s evaluation form. It’s in review right now and they already stopped requesting payments.

What you’ve mentioned about what your doctor has written is very serious and I think it’s more likely accepted as a legitimate reasons to have all your loans discharged.

Good luck to you.
 
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Lilac

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Jun 5, 2010
Messages
3,705
Hi @Gaitlinhill and welcome to the forum.

What they are looking for is how long you’ve had debilitating health issues and how long your doctor think you are going to have those issues.

If your mental health issues are going to persist for more than 5 years, you are guaranteed a full loan discharge.

I just turned in my doctor’s evaluation form. It’s in review right now and they already stopped requesting payments.

What you’ve mentioned about what your doctor has written is very serious and I think it’s more likely accepted as a legitimate reasons to have all your loans discharged.

Good luck to you.
Is there a general timeframe docs think people will have issues for?
 
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rigglandhudd

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Apr 21, 2019
Messages
83
Location
Virginia
When they stop making payment requests do u go into forbearance? Mine went into forbearance for like 3 years does this mean I lost. Also going to send in rfc and daily activities form to help
 
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rigglandhudd

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Joined
Apr 21, 2019
Messages
83
Location
Virginia
I also got dla and rfc form to send in to help.does calling and checking on status hurt chances of being approved
 
Hopeful313

Hopeful313

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Jan 12, 2019
Messages
892
Location
Minnesota, USA
Is there a general timeframe docs think people will have issues for?
That’s what they say. It’s like an evaluation guideline. The same excuse used by Social Security. They keep checking on recipients every 3 years or 5 years.
 
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rigglandhudd

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Apr 21, 2019
Messages
83
Location
Virginia
I took pictures of some of medical files to go along with see notes do these help
 
Hopeful313

Hopeful313

Well-known member
Joined
Jan 12, 2019
Messages
892
Location
Minnesota, USA
When they stop making payment requests do u go into forbearance? Mine went into forbearance for like 3 years does this mean I lost. Also going to send in rfc and daily activities form to help
Yes, that’s correct. It goes into forbearance. It doesn’t mean your lost. When you get approved, they’ll keep monitoring your taxes and if you made any taxable income in those 3 years. After that period, all loans are dropped and they stop bothering.
 
Hopeful313

Hopeful313

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Joined
Jan 12, 2019
Messages
892
Location
Minnesota, USA
I also got dla and rfc form to send in to help.does calling and checking on status hurt chances of being approved
I don’t think calling them will hurt your chance. Call and check if all your loans are discharged. Then you can just wait to send you a form to see sign, I think every 6 months or a year.
 
Hopeful313

Hopeful313

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Joined
Jan 12, 2019
Messages
892
Location
Minnesota, USA
I took pictures of some of medical files to go along with see notes do these help
If your loans are discharged based on a medical condition or a medical opinion then they send you a form that’s filled by your doctor.
 
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rigglandhudd

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Joined
Apr 21, 2019
Messages
83
Location
Virginia
Is gaf score important that Dr puts on form sorry so many questions
 
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