never got any money

[scottsblue]

moneys such a obsticle for me, tomorrow i gota go to the dentist so i went to the shop to get some money out ready for the train fare. an ther was just nothin in ther so had to change dentist till next week.
every month or everytime beore i get paid ther is always minus amounts in my bank.

 

[scottsblue]

i guees no1 has problems with going overdrawn from direct debits.

 

[Fedup]

i guees no1 has problems with going overdrawn from direct debits.

Funny when i was working i was overdrawn a few times.
Since being on benefit now tho ............. i never am

 

[mumto2boys]

know how you feell

( hugs)

Most months we are in overdraft and over it.. just does your head in.. we are still paying for repairs on a car we dont even have.. always something... just gotta carry on.. nothing else we can do.. but im sure all our luck will change one day.. one day...

Lou

 

[icetsunami]

We were in a great deal of debt at one time and our life was $hit for years. We went without where necessary and cleared our debts by giving a percentage of what we owed. Keeping communication going is the key to maintaining a good relationship with your lender. Now we have only our mortgage. No loans, credit cards etc. It just means it takes time to save up for things.

 

[yakuza]

I don't have an overdraft facility and just use a debit card-I learned the hard way!

 

[ramboghettouk]

from what i gather if you own a home you can use it to cover a loan and pay a lower interest rate, those who rent have to pay more.

i live in dread of getting overdrawn, one friend when he was ill got into debt and when he came out of hospital the bank manager was phoning 4 times a day, doesn't help recovery