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money numbers in my bank account getting smaller this month and dont know why.

Hardknocks88

Hardknocks88

Well-known member
Joined
Jan 26, 2020
Messages
467
Location
Modesto, CA
My trusted friend toke me in and i moved in with her since my aunt was taking advantage of my social security finances. good thing my aunt sent me money electronically to cover rent , utilities and expenses and i payed my friend right on the spot. pretty soon my friend will be my new payee and everything will be ok. But the main point is after i got the money for rent and utilities, i paid it electronically to my friends online account. my friend lended me $600+ and i spend it in just a few weeks. she found out and said she would lend me no more money this month so im worried. but its a mystery how that money went so fast. i went on no shopping sprees, i only remember shopping for groceries. the meals i got were cheap and simple not fancy. i know im a heavy snacker and that money adds up and even every dollar or a few dollars can make a difference but i reviewed all the receipts i saved up and i would get snacks sometimes but it was not like i shopped for bags fulls of junk food goodies everyday. now i only have money for my semi expensive phone bill which i know ill pay or ill be in trouble. then i also only have money for food and my $ 5 mo bank bill which im still grateful for. but i can only spend around $65 dollars in the next few weeks on food till about the 5th of the next month. my fridge and food pantry is pretty full so i should be ok for the next week or so. I should i think i should be ok if i make simple meals at home like bean and chesse burritos, oatmeal and milk with honey, rasin bran and milk, top ramen with veggie and hotdogs or other cheap but healthy meals i have researched. I feel so pissed off at myself!!! I learned the really hard way this time around. Never again will i let this happen!!!! IT could really cost me one day!!! Im getting a budgeting app for my phone. thinking about getting Mvelopes. I hope this helps me. The lesson i really learned here is that its too hard for me to budget and calculate money when im doing my spending all on one account. Any words of wisdom that will really help me in the future? that would be great.
 
Tawny

Tawny

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Nov 10, 2019
Messages
10,855
Location
England
Would it help to use only cash?
It sounds like you can trust your auntie, can you ask her for help?
Can you keep a notebook of incomings and outgoings?
I would never borrow money from people, it is messy
 
N

natalie

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Joined
Aug 1, 2014
Messages
18,177
yep, same here, I was bullied unfortunately at secondarys chool, in terms, of , could they have money please? Well, number 1, they should ensure they have enough on them for the day to begin with, and also, it was happening every which way, they all got at me for that, not until we rported to the Head team, of the year, and word throuigh to the overall school h ead, yep, they were expelled. Fortunately, thouigh tough going, i could then finally, concnetrate, in the 5th year and 1 year sixt th form. I'm about to verify, it used to have been horrendous.

So I can only agree, and also don't accept from anyone money who you don't seriously know.

I would suggest that you apply once more and via yourself, for social security benefits, that way youll have some form of benefit finanical income.


i hope that some day, this will transform, and work out for you. Hardnock88.


Best regards.
 
R

ramboghettouk

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Founding Member
Joined
Jan 7, 2008
Messages
17,950
Location
london
money i remember years ago i mentioned money problems to a social worker she went through income expenditure i'd expected that so i showed her the bank statement with the billls etc and some supermarket bills and asked where i should save she didn't know what to say

i'm now living on my savings and have now claimed esa and pip, though savings are limited if you want to get means tested benefits, bit of a waste of time making an issue of it, i'll have to wait to i'm in debt the scum love a crisis
 
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