• Hi. It’s great to see you. Welcome!

    Our forum members are people, maybe like yourself, who experience mental health difficulties or who have had them at some point in their life. Amongst our membership there is a wealth of expertise that has been developed through having to deal with mental health issues.

    We are an actively moderated forum with a team of experienced moderators. We also have a specialist safety team that works extra hard to keep the forum safe for visitors and members.

    Register now to access many more features and forums!

Defaults due to mental health on credit file



Well-known member
Founding Member
Jan 7, 2008
when i asked for a proper gas meter british gas said i can't have one as not credit worthy

Years ago i tried to open a 2nd bank account with santander, as i was told i needed one if i got direct payments, never in the end got direct payments turned up at santander bank, with a letter from the bankers assoc the direct payments people provided, they said they'd have to contact head office guy refused i think it may have something to do with my disability schitzoprenia, the guy in head office had views, after that my card stopped working in they're cashpoint and now i'm not credit worthy, for all i know it could be coincidence