- Jul 2, 2021
- New Jersey
I disputed some stuff on my american express credit card because something of items where too small or cheap quality. ranging from 15-30 dollars, 6 months ago, I won the dispute, i afraid the merchants might come after me for the money because they lost the dispute by collection agency or civil matter. American express. policy is after a dispute is closed and after 35 days has past they can't reopen a closed dispute anymore its final. whats is the likely hood of the merchant coming after the money they lost after 6 months has past by. Im having so much anxiety from this, i feel i did something really wrong, like i shouldn't have won the dispute, like i didn't deserve credit back to card, i feel like cheated the system. is this a delusion or paranioa. Im so lost in my head.