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Car insurance

C

custard

Member
Joined
Jul 25, 2018
Messages
5
I'm thinking of getting a car and wondering if the car insurance will be sky high due to a diagnosis of psychosis/schizophrenia. I don't think I'll have any problems with the DVLA because I've been completely symptom free for 4 years...however, just worried I won't be able to afford the insurance. Anyone insured with this diagnosis. How much do you pay? and is it a lot more than before your diagnosis?
 
LORD BURT

LORD BURT

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Joined
Jul 8, 2013
Messages
30,473
Location
Mordor
do you have a restricted licence?
 
C

custard

Member
Joined
Jul 25, 2018
Messages
5
Don't know yet as DVLA paperwork not in yet. Do you know what insurance is if you are restricted? (and if you're not restricted)?
 
LORD BURT

LORD BURT

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Jul 8, 2013
Messages
30,473
Location
Mordor
just get some quotes custard. I use confused.com
 
C

custard

Member
Joined
Jul 25, 2018
Messages
5
No problem with car insurance

Good news. DVLA confirmed my licence is fine and insurance have noted the condition on my policy but no increase in cost. Very very relieved...it took 3.5 months to sort out...but at last good result.
 
daffy

daffy

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Dec 16, 2007
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hiding behind the sofa
If you go on to the DVLA website it gives a list of conditions that need to be declared. Also if your on a restricted licence (I am)you need to declare that to the insurance company and also what you diagnosed with. I found out I’d been driving for 9 years with no valid insurance and they could have refused to pay. It did not make any difference to my premium . As long as you’ve got a clean licence you should be fine
Check if a health condition affects your driving
 
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