Pay Day Loan Quicksand.

[snakeplissken]

Owing most of my months income to a payday loan company I am dreading this month before it has started. My freezer packed in a month ago, I gambled away and smoked all my money. I've lost a stone in weight. The only way now is to quit the smokes outright and hit the bargain shelves in the food stores. Be warned, the payday loans may seem easy but there are consequences to taking on the debt.
I can make my bills, they're sacrosanct, can't risk letting even one slip. This would be much worse if I was still on the swally.

[Wiseowl]

I agree snakeplissken. The only way I know of to escape is to get access to a credit card/bank loan/credit union loan with a lower rate of interest and use that to pay off the payday loan then gradually pay off the credit card.

[snakeplissken]

Brian Griffin is right, the lottery is a tax on stupid people.

[bert tomato]

Well, I have burnt my fingers with these bastard creations.

I wish you well, remember you can split and defer some of the payment till next month. You will incurr charges, but perhaps if you plan it right, you will have a realistic amount to live on.