my current situation. I'm struggling.

[skadforlife]

On the 13th May I walked out of a well paid job as a supervisor. I worked hard for the promotion and put a lot of time and effort into the position.

I have a girlfriend, 10mth old daughter and house to support and £90 available in our bank (which is actually £-910)

I can't sign on due to resignation and my partner can't either due to resignation when my daughter was born.

My tax credits are stopping due to me not working 24hrs per week and the housing benefit I've been provided with is £100 less than the rent per month.

We now have an income which is less than the rent nevermind our other bills and living expenses such as food.

I just cannot hold a job. Once I build up a case in my head that the company is out to get me I walk.

I can't handle authority and won't take orders.

And as a result of my condition I'm now in a dire situation and not fulfilling my duty as a father and partner to my very supportive partner.

I literally don't know how I'm going to put food on the table and pay any bills. I'm in the process of finding another job but I will have to work a month in hand so will be without money for a long time.

I'm really struggling to cope with this situation. It's heart breaking and I've caused this. It's MY fault.

I've failed as a father and put my daughter at risk by not being able to provide for her.

I don't know what to do and I'm hurting.

[anonymous1]

Hi,

I was just about to turn in for bed when I saw your post - I'm really sorry to hear of the situation you and your family are in. I understand about the difficulty in holding down a job - in the past I used to temp for a living in office jobs because I found it difficult to commit to permanent work.

Firstly, I think you might be able to apply for a crisis loan in your situation from the social fund - but I haven't experienced this myself so I'm unclear about the details of how you do this. Hopefully someone with more knowledge will reply too.

If someone doesn't turn up soon, I think you would probably get good advice on the benefits section of the forum at www.moneysavingexpert.com.

Another thing it would be worth finding out about would be free food parcels from somewhere like the Salvation Army.

Basically, I think your best bet would be to get to a Citizen's Advice Bureau very soon to find out what help is available to you. On top of that they may be able to help you with letters to anyone you are likely to owe money to or have trouble paying while you are in this situation - either that or there may be a charitable debt advice bureau near you that would help. I think its worth speaking to your bank too to avoid any excess charges.

As for dealing with the issues that led you to resign, if you talk to your gp about the difficulties you've had with your thoughts/emotions and the build up of stress of certain situations at work you might be able to see a counsellor to talk about different coping strategies.

I hope that the situation soon eases and that you and/or your partner are able to find some support and work. Another source of support for your relationship is the organisation Relate who can be very good if you need some help talking things through together.

[AliceinWonderland]

Hi skadforlife,

I'm sorry to hear of your trouble. Try not to blame yourself, many of us have trouble staying in jobs, or working at all with the conditions we have. I think anon1 has given you some great advice. CAB, and a crisis loan were the first two things that sprang to my mind. Also, you can still get tax credits when you're not working, Child Tax Credit, here's a link http://www.hmrc.gov.uk/taxcredits/st...xcredits.htm#1 If I need to phone the TC helpline, I always do it on a Sat morning as soon as they open (8.00-4.00), cos I get free weekend calls, and I hate waiting in a queue, doing it at 8am just takes the stress out a bit, cos I don't think a lot of people realise they're open at that time.

Good luck with everything.

A.

Edit: With your rent being more than the HB you get, you could ask about a discretionary payment of HB, which is extra on top of what you'd normally get. Might be worth asking.

[skadforlife]

Thankyou guys for the replys. I've literally only just woke up so not capable of a worthy reply yet but bear with me and I'll be back after a coffee.

[anonymous1]

hi skadforlife, I was just wondering how you were getting on now? I hope you are ok now.

take care,

Anon x

[stanogden]

hi, can you get to your GP asap, explain you walked out on the job ebcause of stress, get yourself signed off sick, speak to the job centre and see what they can do?

how can you live on no money? also go CAB they should be able to get you the right advice you need to get sorted out.


sorry can't help more, others will know better advice than me.


stan

[catkin]

I agree with Stan, and think if you talk to GP you may be able to apply for health related benefits as you left job due to health reasons? I hope you can get some advice and that things settle for you soon, don't beat yourself up, you've done nothing wrong but are struggling. Good luck.